Flexible Financing for Your Metal Building
Republic Metal Structures has partnered with HFS Financial to offer low fixed-rate personal loans — no home equity required, no impact to your credit to inquire.
$450K
Max Loan Amount
100K+
Homeowners Funded
3,500+
5-Star Reviews
4.7★
Trustpilot Rating
Finance Through HFS Financial
We've partnered with HFS Financial — a top-rated home improvement lender with over 100,000 homeowners funded and 3,500+ five-star reviews — to make financing your metal building simple and affordable.
HFS offers personal loans up to $450,000 with fixed rates from 7.8% and terms up to 30 years. Inquiring takes minutes, won't affect your credit score, and you can receive funds within 48 hours of approval.
Check My Rate — No Credit ImpactWhy Finance Through HFS?
HFS Financial is a top-rated lender specializing in home improvement projects — including metal buildings.
No Home Equity Required
HFS Financial offers personal loans — no need to refinance, mortgage your home, or have equity. Your home stays yours.
- No home equity required
- No appraisals needed
- No refinancing
- Personal loan — simple process
Fixed Rates from 7.8%
Lock in a low fixed rate and budget with confidence. Terms from 1 to 30 years with no prepayment penalties.
- Rates from 7.8% fixed
- Terms up to 30 years
- No prepayment penalties
- Up to $450,000 available
Same-Day Qualification
Inquiring won't impact your credit score. Get prequalified in minutes and receive funds within 48 hours of approval.
- No credit impact to inquire
- Same-day prequalification
- Funds within 48 hrs of approval
- 120% financing available
How It Works
From inquiry to funded — the process is fast, simple, and designed around you.
Inquire for a Loan
Fill out a quick inquiry — it does NOT affect your credit score and you get same-day answers.
Get Prequalified
View instant loan options online or speak with an HFS loan consultant to find the right fit.
Verify Your Info
Securely upload a few basic documents for loan verification — fast and straightforward.
Get Your Funds
Loan proceeds are available within 48 hours of approval. Then we schedule your build.
Frequently Asked Questions
Common questions about financing your metal building through HFS Financial.
Need a Building Without Paying Upfront?
Republic Metal Structures offers Rent-to-Own options through our trusted providers on qualifying metal buildings — a simple monthly payment plan without traditional bank financing.
Why Customers Choose Rent-to-Own
We'll help you determine which Rent-to-Own program works best for your building and location.
Rent-to-Own availability, payment terms, approval requirements, and eligible buildings vary by provider and location. Concrete and certain upgrades may not qualify for Rent-to-Own.
Ready to Finance Your Metal Building?
Check your rate in minutes with no impact to your credit score. Our HFS Financial partner is standing by.
Have Questions? Contact Us
Our team can walk you through the financing process and help you get started.